Subscription Tracker & Spending Audit Spreadsheet

List every recurring charge, see monthly and yearly totals, decide what stays and keep proof when you cancel.

Who it's for: Households who suspect they're paying for subscriptions they've forgotten and want a calm, complete list and a clean way to cancel.

The problem it solves: This subscription tracker converts every recurring charge to a monthly and yearly figure, walks you through your statements line by line, adds up only the decisions you choose, and keeps a cancel log with proof and a date to check your next statement. Card numbers: last 4 digits only.

What's inside

• Subscription Tracker Workbook (EXAMPLE + BLANK, .xlsx)
• Subscription Tracker Playbook (PDF)
• Subscription Inventory Sheet and Statement Review Worksheet (DOCX + PDF)
• Cancellation Checklist and Bill Call Notes (DOCX + PDF)
• Monthly Money Check-In (DOCX + PDF)
• AI Prompt Pack: 25 prompts (PDF + TXT)
• Start Here guide and license

How it works

1. List the subscriptions you know about.
2. Go through 1–3 months of statements on Statement Audit.
3. Choose keep, cancel, downgrade, renegotiate or decide later for each.
4. Cancel the way each company offers and log the proof.
5. Do a 15-minute check each month.

Good to know

• Every service, amount and person in the EXAMPLE file is made up.
• Cancellation rules depend on the company's terms, your state and federal law. Check the company's cancel page and keep proof that you canceled.
• Card numbers: last 4 digits only. Never store bank logins, passwords or full card numbers in this file.
• This is an organizing tool, not financial advice. Every total it shows comes from numbers you enter.
• Excel .xlsx workbook, no macros; formulas tested in LibreOffice (Google Sheets and Excel open-tests pending)
• ChatGPT, Claude, Gemini and Copilot are trademarks of their owners. This kit isn't affiliated with them.

Refunds: All sales are final. This kit is an instant digital download, so we don't offer refunds once your order is placed. If a file is broken, missing or not as described, email ryanviabusiness@gmail.com with your order number and we'll send you a working replacement file; if we can't provide a working file that matches this description, we'll refund your order. If you bought the same kit twice by mistake, email us within 14 days of the second order and we'll refund the duplicate order. Nothing in this policy limits any rights you have under law that can't be waived.

License: one household; no resale, redistribution or sharing.

Cover images are illustrations created with AI. The people shown are fictional, not customers.