{"product_id":"small-business-bookkeeping-spreadsheet-cash-flow-forecast","title":"Small Business Bookkeeping Spreadsheet \u0026 Cash Flow Forecast","description":"\u003cp\u003eThis small business bookkeeping spreadsheet and cash flow forecast helps you see what came in, what went out, who owes you and what your bank balance could look like over the next 13 weeks.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho it's for:\u003c\/strong\u003e Owners of very small businesses who aren't ready for accounting software (or want a simple view next to it), keep personal and business money a bit mixed, and want to stop guessing about cash.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe problem it solves:\u003c\/strong\u003e Bank balances don't show profit, and profit doesn't show next month's cash. This workbook turns your bank lines into a monthly P\u0026amp;L by category, keeps owner's draws and transfers off the P\u0026amp;L, ages unpaid invoices, suggests a tax set-aside from your own %, and forecasts 13 weeks of cash against a buffer you set.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eBookkeeping \u0026amp; Cash Flow Workbook (EXAMPLE + BLANK, .xlsx)\u003c\/li\u003e\n\u003cli\u003eBookkeeping \u0026amp; Cash Flow Playbook (PDF)\u003c\/li\u003e\n\u003cli\u003eInvoice Template and Payment Reminder Letters (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003eMonthly Close Checklist, Weekly Cash Flow Review, Tax Set-Aside and Records Worksheet (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003eAI Prompt Pack: 25 prompts (PDF + TXT)\u003c\/li\u003e\n\u003cli\u003eStart Here guide and license\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eHow it works\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOn Setup, enter your books start date, bank balance, cash buffer, tax set-aside % (from your tax professional) and categories.\u003c\/li\u003e\n\u003cli\u003eEnter bank lines on Transactions in date order; the running balance should match your statement.\u003c\/li\u003e\n\u003cli\u003eRead the Monthly P\u0026amp;L; do the monthly close checklist.\u003c\/li\u003e\n\u003cli\u003eLog invoices; send reminders as they age.\u003c\/li\u003e\n\u003cli\u003eUpdate the 13-week Cash Flow Forecast weekly and act on any BELOW BUFFER week.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003eGood to know\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eEvery number in the EXAMPLE file belongs to a made-up business; it isn't a market rate or a recommendation.\u003c\/li\u003e\n\u003cli\u003eTemplates aren't legal advice; tax lines are placeholders. Have your own professionals review them.\u003c\/li\u003e\n\u003cli\u003eThe tools help you run your business; they don't guarantee income or results.\u003c\/li\u003e\n\u003cli\u003eExcel .xlsx workbook, no macros; formulas tested in LibreOffice (Google Sheets and Excel open-tests pending).\u003c\/li\u003e\n\u003cli\u003eThis is a cash-basis bookkeeping tool, not tax or accounting advice; the tax set-aside is a savings guide, not a tax calculation. Ask a tax professional what applies to you.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eNeed a website?\u003c\/strong\u003e Bought any kit from the Archive? You get a $39 credit toward any website package from The Collective if you request it within 60 days of your purchase (one credit per website project). The credit applies only to website services, not to kits or other products. To request it, email ryanviabusiness@gmail.com with your order number.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eRefunds:\u003c\/strong\u003e All sales are final. This kit is an instant digital download, so we don't offer refunds once your order is placed. If a file is broken, missing or not as described, email ryanviabusiness@gmail.com with your order number and we'll send you a working replacement file; if we can't provide a working file that matches this description, we'll refund your order. If you bought the same kit twice by mistake, email us within 14 days of the second order and we'll refund the duplicate order. Nothing in this policy limits any rights you have under law that can't be waived.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLicense:\u003c\/strong\u003e one business; no resale, redistribution or sharing.\u003c\/p\u003e\n\u003cp\u003eCover images are illustrations created with AI. The people shown are fictional, not customers.\u003c\/p\u003e","brand":"The Collective's Digital Archive","offers":[{"title":"Default Title","offer_id":67662073200818,"sku":"DPF-007","price":35.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0798\/6282\/5138\/files\/DPF-007-cover-people-1600x1200.png?v=1791553706","url":"https:\/\/shop.the-ai-collective.com\/products\/small-business-bookkeeping-spreadsheet-cash-flow-forecast","provider":"The Collectives Digital Archive","version":"1.0","type":"link"}