{"title":"Business Finance","description":"\u003cp\u003eTools for understanding your numbers: true costs, pricing, profit and planning.\u003c\/p\u003e","products":[{"product_id":"cleaning-business-pricing-calculator-quote-template","title":"Cleaning Business Pricing Calculator \u0026 Quote Template","description":"\u003cp\u003eThis cleaning business pricing calculator and quote template helps you work out what an hour of your time really costs, including pay, payroll taxes, overhead, supplies and drive time. It then turns that into a price for every kind of clean you offer.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePricing \u0026amp; Quote Workbook\u003c\/strong\u003e (EXAMPLE + BLANK, .xlsx):\n\u003cul\u003e\n\u003cli\u003eMy Costs: your true hourly cost.\u003c\/li\u003e\n\u003cli\u003eMy Rates: your room times, condition and add-on prices.\u003c\/li\u003e\n\u003cli\u003ePricing Engine: one-time, first-clean, weekly, biweekly, monthly and move-in\/out prices for any home, priced room by room or by square feet.\u003c\/li\u003e\n\u003cli\u003eA printable Customer Quote.\u003c\/li\u003e\n\u003cli\u003eA Job Log that compares estimated and actual time.\u003c\/li\u003e\n\u003cli\u003eA Dashboard showing revenue, profit per job and revenue per hour.\u003c\/li\u003e\n\u003cli\u003eA Price Raise Planner that estimates, from your own numbers, how many clients you could lose and still keep the same profit at a new price (a projection, not a prediction).\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePricing Playbook\u003c\/strong\u003e (PDF, 11 pages): the method step by step, how to talk about price, handling six common objections, raising prices, and a worked example.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eClient paperwork\u003c\/strong\u003e (Word + PDF): a service agreement template, a client intake form, and first-clean, recurring and move-in\/move-out checklists. Add your business name and edit freely.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAI Prompt Pack\u003c\/strong\u003e (25 prompts, PDF + text): ready-to-fill prompts for quotes, follow-ups, rebooking, price-raise notices, objections, reviews and service issues.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart Here\u003c\/strong\u003e guide.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eEvery number in the EXAMPLE file is made up. Your prices come from your own costs and your market.\u003c\/li\u003e\n\u003cli\u003eThe service agreement is a template, not legal advice. Have a local attorney review it.\u003c\/li\u003e\n\u003cli\u003eTax and insurance lines are placeholders to confirm with your own professionals.\u003c\/li\u003e\n\u003cli\u003eExcel .xlsx workbook, no macros; formulas tested in Google Sheets and LibreOffice (Excel open-test pending).\u003c\/li\u003e\n\u003cli\u003eIt's a digital download; nothing ships.\u003c\/li\u003e\n\u003cli\u003eLicense: single business use; no resale, redistribution or sharing.\u003c\/li\u003e\n\u003cli\u003eRefunds: All sales are final. This kit is an instant digital download, so we don't offer refunds once your order is placed. If a file is broken, missing or not as described, email ryanviabusiness@gmail.com with your order number and we'll send you a working replacement file; if we can't provide a working file that matches this description, we'll refund your order. If you bought the same kit twice by mistake, email us within 14 days of the second order and we'll refund the duplicate order. Nothing in this policy limits any rights you have under law that can't be waived.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eWho it's for:\u003c\/strong\u003e solo cleaners and small crews who want a repeatable pricing method and a simple way to track whether jobs are profitable. If you only need a quick quote calculator, a simpler tool may suit you better.\u003c\/p\u003e\n\u003cp\u003eCover images are illustrations created with AI. The people shown are fictional, not customers.\u003c\/p\u003e","brand":"The Collective's Digital Archive","offers":[{"title":"Default Title","offer_id":67659232673970,"sku":"DPF-001","price":39.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0798\/6282\/5138\/files\/DPF-001-cover-people-1600x1200.png?v=1791553664"},{"product_id":"pricing-calculator-profit-tracker-for-etsy-sellers","title":"Pricing Calculator \u0026 Profit Tracker for Etsy Sellers","description":"\u003cp\u003eThis pricing calculator and profit tracker for Etsy sellers helps you know what each product really costs, price it for every place you sell, and see which sales actually make money.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho it's for:\u003c\/strong\u003e Makers and small product sellers in the US who sell on Etsy, their own Shopify site, at craft fairs and markets, or wholesale to shops, and aren't sure which products and channels actually make money.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eThe problem it solves:\u003c\/strong\u003e Materials-only pricing leaves out your time, overhead, stacked platform fees and real shipping costs, and one price everywhere can lose money on a marketplace. This kit calculates a true unit cost, then a suggested and a break-even price for each product on each channel from fee settings you control, checks the prices you charge now, prints a wholesale line sheet, and logs real sales to show profit by channel and product.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003ePricing \u0026amp; Profit Workbook (EXAMPLE + BLANK, .xlsx)\u003c\/li\u003e\n\u003cli\u003eSeller Pricing Playbook (PDF)\u003c\/li\u003e\n\u003cli\u003eShop Policies and Wholesale Terms templates (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003eCustom Order Request Form, Product Costing Worksheet, Craft Fair and Market Checklist (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003eAI Prompt Pack: 25 prompts (PDF + TXT)\u003c\/li\u003e\n\u003cli\u003eStart Here guide and license\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eHow it works\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOn My Shop, enter your pay per hour, monthly overhead, expected sales and the fees for each channel (pre-filled with published US rates; check yours).\u003c\/li\u003e\n\u003cli\u003eUse the Materials Calculator for bulk supplies, then list each product's costs and shipping on Products.\u003c\/li\u003e\n\u003cli\u003eRead suggested and floor prices for every channel on Channel Prices.\u003c\/li\u003e\n\u003cli\u003eTest your current prices on Price Check; print the Line Sheet for wholesale.\u003c\/li\u003e\n\u003cli\u003eLog sales to see fees, profit and margin by channel and product on the Dashboard.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003eGood to know\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eEvery number in the EXAMPLE file belongs to a made-up business; it isn't a market rate or a recommendation.\u003c\/li\u003e\n\u003cli\u003eTemplates aren't legal advice; tax lines are placeholders. Have your own professionals review them.\u003c\/li\u003e\n\u003cli\u003eThe tools help you run your business; they don't guarantee income or results.\u003c\/li\u003e\n\u003cli\u003eExcel .xlsx workbook, no macros; formulas tested in LibreOffice (Google Sheets and Excel open-tests pending).\u003c\/li\u003e\n\u003cli\u003eSelling children's products, cosmetics, candles or food? Product-safety and labeling rules may apply. This kit doesn't cover them.\u003c\/li\u003e\n\u003cli\u003eEtsy, Shopify and Square are trademarks of their owners. This kit isn't affiliated with, sponsored by or endorsed by them.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eNeed a website?\u003c\/strong\u003e Bought any kit from the Archive? You get a $39 credit toward any website package from The Collective if you request it within 60 days of your purchase (one credit per website project). The credit applies only to website services, not to kits or other products. To request it, email ryanviabusiness@gmail.com with your order number.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eRefunds:\u003c\/strong\u003e All sales are final. This kit is an instant digital download, so we don't offer refunds once your order is placed. If a file is broken, missing or not as described, email ryanviabusiness@gmail.com with your order number and we'll send you a working replacement file; if we can't provide a working file that matches this description, we'll refund your order. If you bought the same kit twice by mistake, email us within 14 days of the second order and we'll refund the duplicate order. Nothing in this policy limits any rights you have under law that can't be waived.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLicense:\u003c\/strong\u003e one business; no resale, redistribution or sharing.\u003c\/p\u003e\n\u003cp\u003eCover images are illustrations created with AI. 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Have your own professionals review them.\u003c\/li\u003e\n\u003cli\u003eThe tools help you run your business; they don't guarantee income or results.\u003c\/li\u003e\n\u003cli\u003eExcel .xlsx workbook, no macros; formulas tested in LibreOffice (Google Sheets and Excel open-tests pending).\u003c\/li\u003e\n\u003cli\u003eThis is a cash-basis bookkeeping tool, not tax or accounting advice; the tax set-aside is a savings guide, not a tax calculation. Ask a tax professional what applies to you.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eNeed a website?\u003c\/strong\u003e Bought any kit from the Archive? You get a $39 credit toward any website package from The Collective if you request it within 60 days of your purchase (one credit per website project). The credit applies only to website services, not to kits or other products. To request it, email ryanviabusiness@gmail.com with your order number.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eRefunds:\u003c\/strong\u003e All sales are final. This kit is an instant digital download, so we don't offer refunds once your order is placed. If a file is broken, missing or not as described, email ryanviabusiness@gmail.com with your order number and we'll send you a working replacement file; if we can't provide a working file that matches this description, we'll refund your order. If you bought the same kit twice by mistake, email us within 14 days of the second order and we'll refund the duplicate order. Nothing in this policy limits any rights you have under law that can't be waived.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLicense:\u003c\/strong\u003e one business; no resale, redistribution or sharing.\u003c\/p\u003e\n\u003cp\u003eCover images are illustrations created with AI. 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This workbook follows each hour from the Time Log to an invoice to PAID, flags OVERDUE invoices, shows your value per hour logged (admin time included), tracks collected income month by month against an even pace toward your yearly goal, and estimates a tax set-aside from your own %.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eTime, Invoice \u0026amp; Income Workbook (EXAMPLE + BLANK, .xlsx)\u003c\/li\u003e\n\u003cli\u003eFreelancer Money Playbook (PDF)\u003c\/li\u003e\n\u003cli\u003eInvoice Template and Client Time Report (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003ePayment Terms and Late-Payment Clauses TEMPLATE (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003ePayment Reminder Emails and Monthly Money Review Checklist (DOCX + PDF)\u003c\/li\u003e\n\u003cli\u003eAI Prompt Pack: 25 prompts (PDF + TXT)\u003c\/li\u003e\n\u003cli\u003eStart Here guide and license\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eHow it works\u003c\/strong\u003e\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eOn Settings, enter the year, your income goal, default rate and payment terms, and your tax set-aside %.\u003c\/li\u003e\n\u003cli\u003eAdd clients with their own rate and terms.\u003c\/li\u003e\n\u003cli\u003eLog every block of work on the Time Log; type the invoice number on the rows you bill.\u003c\/li\u003e\n\u003cli\u003eAdd each invoice; time adds up automatically and status shows OPEN, OVERDUE or PAID.\u003c\/li\u003e\n\u003cli\u003eDo the Monthly Money Review with the Dashboard and Income vs Goal tabs.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003e\u003cstrong\u003eGood to know\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eEvery number in the EXAMPLE file belongs to a made-up business; it isn't a market rate or a recommendation.\u003c\/li\u003e\n\u003cli\u003eTemplates aren't legal advice; tax lines are placeholders. Have your own professionals review them.\u003c\/li\u003e\n\u003cli\u003eThe tools help you run your business; they don't guarantee income or results.\u003c\/li\u003e\n\u003cli\u003eExcel .xlsx workbook, no macros; formulas tested in LibreOffice (Google Sheets and Excel open-tests pending).\u003c\/li\u003e\n\u003cli\u003eThe tax set-aside is a % you choose, not a tax calculation. Ask a tax professional what to set aside and when to pay estimated taxes.\u003c\/li\u003e\n\u003cli\u003eSome states and cities, including New York and Illinois, have freelance worker laws with written-contract and payment-timing rules. The payment terms clauses are a template to have an attorney review.\u003c\/li\u003e\n\u003cli\u003eTexting or emailing clients: message only people who gave you their number or email, honor every STOP or unsubscribe request right away, and get a client's written consent before sending marketing texts with an automated tool. Marketing emails need your postal address and an unsubscribe option (CAN-SPAM). Some states, including Virginia, add rules such as allowed texting hours. This isn't legal advice.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eNeed a website?\u003c\/strong\u003e Bought any kit from the Archive? You get a $39 credit toward any website package from The Collective if you request it within 60 days of your purchase (one credit per website project). The credit applies only to website services, not to kits or other products. To request it, email ryanviabusiness@gmail.com with your order number.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eRefunds:\u003c\/strong\u003e All sales are final. This kit is an instant digital download, so we don't offer refunds once your order is placed. If a file is broken, missing or not as described, email ryanviabusiness@gmail.com with your order number and we'll send you a working replacement file; if we can't provide a working file that matches this description, we'll refund your order. If you bought the same kit twice by mistake, email us within 14 days of the second order and we'll refund the duplicate order. Nothing in this policy limits any rights you have under law that can't be waived.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLicense:\u003c\/strong\u003e one business; no resale, redistribution or sharing.\u003c\/p\u003e\n\u003cp\u003eCover images are illustrations created with AI. 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